Home Loan Variable: 5.94% (5.95%*) • Home Loan Fixed: 5.79% (6.39%*) • Fixed: 5.79% (6.39%*) • Variable: 5.94% (5.95%*) • Investment IO: 6.14% (6.58%*) • Investment PI: 5.99% (6.61%*)
HOW OFTEN CAN I CHANGE MY HOME LOAN?
Home loan products evolve, as do conditions and your own circumstances. We keep track of your borrowing and keep in touch regularly to assess your suitability for a new product or rate – we never want you paying more than you have to.
After your income improves, and you have demonstrated your ability to pay your existing mortgage, we may – at some point – contact your lender for improved conditions, and if they fail to provide an improvement, and the break-out of termination fee isn’t prohibitive, we may suggest a new product that better suits your lifestyle. Note that exit Fees are also known as break fees, discharge costs, deferred establishment fees, early repayment fees, termination fees, documentation costs or administration costs.
You’re a client for life; this means that we’ll always walk you through options as your circumstances evolve.
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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.
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